Accountants in Penrith

Working closely with Glenn has been critical to the profitability of our company because of all the professional advice he has given us. We could not operate our company anywhere as near the efficiency we do with out Glenn's expertise. It is critical for us to have accurate up to date management information and the right up to date advice. 

Mark Forster, A.J. Forster & Sons Limited

Working with Glenn Clifford Perkins at Armstrong Watson over many years has facilitated a sustainable pattern of growth for our business with solid foundations. Glenn’s guidance and input to our business plans with clear measurement of KPI’s through timely management information and data have been immeasurable.

In summary and most importantly Glenn is approachable and easy to work with combined with a great deal of common sense thrown into the mix. 

Howard Speck, J&E Enterprises Ltd

We spent an outstanding couple of days with Andy.   It has helped with our cashflow, with profitability and interestingly clients have accepted a new process and approach to fees.  The profit per file will be up.  It was worth the time and effort and is the most useful session I’ve been on in years.

Paul Bennett, Bennett Briegal LLP

We were undertaking a review of our pension scheme, a benefit which has been much valued by the members and felt that to provide the additional support during the transitional period, we needed to bring in the services of a professional financial adviser firm.  It was important to us that the firm was local to Cumbria and able to create a trusted relationship with our colleagues who were trying to understand how the proposed changes would or could affect them.

The feedback from our members has been extremely positive; they valued the independent, professional and considered advice and support the team at Armstrong Watson were able to provide.

Nothing seemed to be too much trouble and the advice given to the members has been critical in allowing informed decisions to be made.

Working with Armstrong Watson has been a positive experience and we hope to continue to build on this relationship for future initiatives.

Innovia Films, UK

We find using Xero easy and have been doing so for I think over four years now. We first moved to Xero when we decided to update our accounting process from ‘large paper book keeping books’ to something ‘electronic’. The team at AW put the ‘background’ information into the system, it was then easy to add the ‘direct bank link’ and going forward reconciliation has been very easy and preparation and submission of the VAT return is very straightforward. If we ever need any help the knowledgeable staff are always easy to contact and have always been able to answer any questions.

Hewer Hill Farm, Hesket Newmarket

We've grown our veterinary business steadily over the last 17 years and in the last few years, with Justin's help, we have negotiated many obstacles that life and business can throw at you. He has helped us set up our pensions, rearrange our borrowing and with our long term tax planning.

I really feel that our company's financial health is in good hands and that we are now properly proactive rather than reactive. We know that we have a safe pair of hands and That Justin is at the end of the phone should we have any financial issues.

Dan & Charlie Fawcett

Pepperells Solicitors are a dynamic and growing law firm founded over 25 years ago, employing over 100 staff in the Humber area. In 2016 we engaged the services of Armstrong Watson's specialist legal sector as we sought to change our business structure to reflect Pepperell's modern approach to Law. During the process we were introduced to Justin Rourke. Justin and the legal sector team advised us on ensuring the business and it's key stakeholders are adequately protected in the event of death or critical illness and continues to guide us through our pension planning.

Ben Pepperell - CEO Pepperells Solicitors

I first encountered Justin when he provided training for my work colleagues about the introduction of Auto Enrolment and I was impressed by the quality of the information provided and Justin's clear and knowledgeable response to concerns and questions raised. When I was looking for someone to provide me with pension advice leading up to my retirement, Justin immediately came to mind. The advice and support which Justin has provided has been excellent - just the right level of detail to allow me to make informed and realistic decisions about my pension and future finances. Justin has certainly lived up to my expectations - brilliant!

K Bowen

We let the experts help us. We’ve got up to date wills, up to date pension systems, all the financial planning goes into that. How to reduce taxation, planning for retirement, planning for everything.

We plan everything. We have two year, three year, five year, 10 year plans. We do the whole lot. Armstrong Watson control the financial side of it, that’s what we let them do. We concentrate on what we do. We use the experts, we employ contractors and any experts to do the work. I know how to grow chickens, I’m a chicken farmer, I’m not a financial consultant. They do it for me. All of it.

Mark Forster

I was looking for a financial advisor to help consolidate my pensions. I am very glad I was led to Armstrong Watson. The information and services that I received are far more than I ever expected. Not only have my various pensions been combined, but I now have a greater understanding of how everything works. For the first time I'm fully confident that my finances are in the best hands and will be for the future with the ongoing service that I will receive. By and far the best choice I could have made.

Tzvi Lindeman

My wife and myself needed a good, reliable financial advisor to manage our savings and pension funds. We have been very pleased with the service that has been provided for us by Justin Rourke and his team at Armstrong Watson in Penrith. We receive an approachable and honest service, and have felt reassured that our funds are being managed sensibly and in our best interests. On the strength of our own experiences, I would have no hesitation in recommending Armstrong Watson to others.

Mr & Mrs R

Having experienced lacklustre financial advice in the past, we were both initially reluctant to approach Justin for pension advice. We shouldn't have worried as Justin has been a breath of fresh air with his honesty and professionalism, guiding and advising us along the way from his wealth of knowledge and experience. We now feel that our finances are in safe hands and look forward to our annual review for an update on the financial world!

Mr & Mrs Newport - Cumbrian Property Services

Armstrong Watson have been my business accountants for 20 years, so when I needed retirement advice on my deferred pensions I had built up many years ago, Armstrong Watson Financial Planning Ltd were my first choice.
At the first meeting, Justin covered a wide range of topics. He came over as professional,calm, not pushy and explained technical issues in layman terms. This initial meeting with Justin gave me the confidence to continue working with him and not seek another independent financial advisor.

I have built up a good working relationship with both Justin and the investment manager which Justin recommended and I know that if I ever have any questions or requests I can contact them for assistance.
This all works so well that my partner is now looking at moving their investment portfolio to Armstrong Watson Financial Planning Ltd too. 

N - Cumbria

I first encountered Justin when he provided training for my work colleagues about the introduction of pension auto enrolment and I was impressed by the quality of the information provided and Justin’s clear and knowledgeable response to concerns and questions raised. When I was looking for someone to provide me with pension advice leading up to my retirement Justin immediately came to mind. The advise and support that Justin has provided has been excellent, just the right level of detail to allow me to make informed and realistic decisions about my pension and future finances. Justin has certainly lived up to my expectations - brilliant!

Karen Bowen

We have grown our veterinary business steadily over the past 17 years and in the last few, with the help of Justin, we have negotiated many of the major obstacles business and life can throw at you. He has helped us with our financial planning such as the setting up of our self invested pension plan, rearranging our borrowing and long term tax planning. He has also introduced us to some key people when other issues have come up. I really feel that our companies financial health is in good hands and that we are now properly pro-active rather than reactive. We know that we have a safe pair of hands and the end of the phone should we have any financial issues.

Dan & Charlie Fawcett

After my wife and I retired it made good sense to seek professional advice concerning our finances. Justin was the perfect choice! he is a very efficient and knowledgable person who listened to us and took our requirements on board. We couldn't have wished for a better advisor.

W.M.S

Discussing matters of succession planning with family members is a challenging but necessary process if you wish to try and minimise inheritance tax. In recent years, with the help of Helen Thornley and the rest of the team at Armstrong Watson, we have been able to take proactive steps to manage our family’s affairs to the point where we are now confident about the future.

Charles Lowther, Owner, Askham Hall

Sharon comes to Penrith Auction Mart every month to complete our monthly management accounts. I find her very professional, and she works accurately at all times. Sharon has created a number of bespoke Sage reports on request for Penrith Auction Mart to improve the presentation of figures for internal purposes. We all find her most pleasant in her approach and we are pleased to be able to speak highly of her.

David T Crowden, Chairman, Penrith & District Farmers Mart LLP