For the past 30 years Armstrong Watson have dealt with my annual Tax Return, provided personal investment advice including advice on Capital Gains Tax, Inheritance Tax, Trusts and other matters. Stephen Short and the team have always provided excellent service,  and carry out work in an efficient and professional manner.

I'm very pleased, following a recommendation, that I changed my Accountants to Armstrong Watson and my profound thanks goes out to everyone at AW for all they have done during those 30+ years.

Richard Metcalfe-Gibson, Kendal

I am my mother’s court appointed deputy after she suffered catastrophic brain injuries in a road accident. It was vital that I got the right advice and support in dealing with the financial situation and aftermath.   Matthew has shown a great deal of professionalism, but what I like the most is his personal attitude and empathy in my situation. He has carefully guided and supported me in a world I knew nothing about. His invaluable advice has been gratefully received.

Financial Planning Client, Cumbria

Our family business has been supported by Armstrong Watson over the past 40 years, this alone is testament to the quality service and invaluable advice they provide us.  They are only a phone call away, whether it be about tax, pensions, payroll, accounts or personnel queries.

We know that we can pick up the phone and our queries will be promptly dealt with in a professional but friendly manner.  To be quite frank we would be lost without them.

Fontana's Fish and Chips

We were undertaking a review of our pension scheme, a benefit which has been much valued by the members and felt that to provide the additional support during the transitional period, we needed to bring in the services of a professional financial adviser firm.  It was important to us that the firm was local to Cumbria and able to create a trusted relationship with our colleagues who were trying to understand how the proposed changes would or could affect them.

The feedback from our members has been extremely positive; they valued the independent, professional and considered advice and support the team at Armstrong Watson were able to provide.  Matt and his team were able to accommodate meetings on site, at home or in one of their local offices; nothing seemed to be too much trouble and the advice given to the members has been critical in allowing informed decisions to be made.

Working with Armstrong Watson has been a positive experience and we hope to continue to build on this relationship for future initiatives.

Innovia Films, UK

Peter has been our go-to adviser through some pretty tricky times over the past few years.  Moving from purely the agricultural sector to branching out into hospitality has been mainly made possible by following Peter's advice and guidance.   Peter has not only offered financial planning and accountancy guidance but has been a very trusted family advisor.  Having someone to act as a knowledgeable well-informed sounding board for ideas who provides impartial, well informed advice and feedback is priceless - something we value greatly.

Minister Walk

We've grown our veterinary business steadily over the last 17 years and in the last few years, with Justin's help, we have negotiated many obstacles that life and business can throw at you. He has helped us set up our pensions, rearrange our borrowing and with our long term tax planning.

I really feel that our company's financial health is in good hands and that we are now properly proactive rather than reactive. We know that we have a safe pair of hands and That Justin is at the end of the phone should we have any financial issues.

Dan & Charlie Fawcett

Armstrong Watson have been my business accountants for 20 years, so when I needed retirement advice on my deferred pensions I had built up many years ago, Armstrong Watson Financial Planning Ltd were my first choice.

At the first meeting, Justin covered a wide range of topics. He came over as professional,calm, not pushy and explained technical issues in layman terms. This initial meeting with Justin gave me the confidence to continue working with him and not seek another independent financial advisor. I have built up a good working relationship with both Justin and the investment manager which Justin recommended and I know that if I ever have any questions or requests I can contact them for assistance.

This all works so well that my partner is now looking at moving their investment portfolio to Armstrong Watson Financial Planning Ltd too.   

N - Cumbria

We have been clients of Armstrong Watson for many years and have been extremely satisfied with the services they provide. More recently Helen Tansley has helped us set up Automatic Enrolment for our staff and guided us through the intacaies and pitfalls of the system; which was much appriecated.

Whatever your field of business we would highly recommend Armstrong Watson.

Gemma & Ron Eades

Pepperells Solicitors are a dynamic and growing law firm founded over 25 years ago, employing over 100 staff in the Humber area. In 2016 we engaged the services of Armstrong Watson's specialist legal sector as we sought to change our business structure to reflect Pepperell's modern approach to Law. During the process we were introduced to Justin Rourke. Justin and the legal sector team advised us on ensuring the business and it's key stakeholders are adequately protected in the event of death or critical illness and continues to guide us through our pension planning.

Ben Pepperell - CEO Pepperells Solicitors

I first encountered Justin when he provided training for my work colleagues about the introduction of Auto Enrolment and I was impressed by the quality of the information provided and Justin's clear and knowledgeable response to concerns and questions raised. When I was looking for someone to provide me with pension advice leading up to my retirement, Justin immediately came to mind. The advice and support which Justin has provided has been excellent - just the right level of detail to allow me to make informed and realistic decisions about my pension and future finances. Justin has certainly lived up to my expectations - brilliant!

K Bowen

I’m a little surprised at the low levels of stress throughout the whole mortgage process!! I’m so happy that I was put in touch with you - you’ve been fab and we're so excited. Thanks again Helen!

Jan Campbell

After a lifetime of working for a living, we all have a fear that our finances will be insufficient to support us throughout our retirement. Long term financial planning is accordingly hugely important and we must have trust in our financial advisers.

Stuart and the Armstrong Watson team took the time to understand all aspects of our personal circumstances before giving advice. This is the end of the relationship for many advisers but to Stuart and his team, it is merely the start. Their ongoing commitment gives us great confidence that our financial future is being well cared for.

Harry & Diane Strong

I first approached Armstrong Watson Financial Planning for advice on retirement and pension planning. Stuart helped me plan the most effective way to maximise my pension benefits and income needs and now also provides advice to both me and my wife on our investment portfolios.

Pensions and investments are a minefield these days but Stuart has taken the load from us and left us to enjoy our retirement!

John Clarke

I needed to review my retirement planning and Matt helped me to review my existing arrangement and advised on consolidating them for me to reach my selected retirement age. I was very happy with the solution and we catch up regularly to review it. Matt could not have done anything more.

Maria, Cumbria

I wanted to retire from full time work and was concerned about the tax implications of doing so. Matt conducted a very detailed and thorough assessment of my personal circumstances and expectations and then produced a realistic plan to ensure my goals could be met. The outcome has met my expectations and I am now enjoying semi-retirement in the most tax efficient way possible. 

Tony, Wigton

Matthew is my parents’ financial adviser and because of their advancing years I often attended review meetings with them. Because of his kindness to them and the way he imparted information, I decided that he was someone I could trust when I had a small amount of capital to invest and when I was looking to transfer my small pension. Matt took the time to get to know my circumstances before making his recommendations to invest money in an ISA and to transfer my small pension pot to make it more accessible, given the recent changes to pension rules.  Matt always returns my calls or responds to emails which I appreciate. I think he gave me the best advice possible given my financial situation.

Alison, Gloucestershire

I was looking to retire and needed advice on my options. Matt analysed our circumstances and gave professional and timely advice. He went above and beyond our expectations and as result I have now retired with confidence following his advice and recommendations.

John, Carlisle

Matthew is my parents Financial Advisor and because of their advancing years I often attended review meetings with them. Because of his kindness to them and the way he imparted information I decided that he was someone I could trust when I had a small amount of capital to invest and also when I was looking to transfer my small pension.   Matt invested monies in an ISA for me and also transferred my small pension pot to make it more accessible, given the recent changes to pension rules.  Matt always returns my calls or responds to emails which I appreciate.  I think he gave me the best advice possible given my financial situation.

Alison, Gloucestershire

I wished to discuss my pension options in relation to my final salary pension scheme.  Matt obtained all the relevant information and presented this information in a way that was easily understood.

I do not think that Matt could have improved on the service he provided, and I have quite rightly remained in the scheme given my circumstances, which was the outcome I was looking for.

Sue, London

I was looking to retire and needed advice on my options. Matt analysed our circumstances and gave professional and timely advice. He went above and beyond our expectations and as result I have now retired with confidence following his advice and recommendations.

David, Carlisle

I’ve been with Armstrong Watson for over 20 years and have worked with them on quite a range of things from accounts, corporation tax, self-assessment returns and general compliance.

What sets Armstrong Watson apart from other accountants is the personal relationship we have developed. They always go the extra mile and are always there when I need help and advice.

I trust Armstrong Watson. They always act in my best interest - and having that feeling of security is priceless. 

Ben Peters, Managing Director, BHP Associates, Harrogate

As a family owned and managed manufacturing business we have the skills and experience to know what to do, when to do it and how to do it.

We have the day to day running and management of the business in hand.  That said, what we have never challenged ourselves on is the bigger picture, we all know our roles and responsibilities.

What the team at Armstrong Watson have done is to challenge how we work not in the business, but on the business.  Their input and knowledge has allowed us to stand back from the day to day operations and work on the business, looking at the bigger, more strategic plan, rather than the day to day operational issues.

We have found, and are still finding, their input challenging, insightful and of great value.  They have a wealth of knowledge and whilst we believe the issues in our family owned and managed business are unique to us, it becomes more apparent that the issues are common throughout many similar businesses.

Jon Ward Joint MD Kay Dee Engineering Limited

We let the experts help us. We’ve got up to date wills, up to date pension systems, all the financial planning goes into that. How to reduce taxation, planning for retirement, planning for everything.

We plan everything. We have two year, three year, five year, 10 year plans. We do the whole lot. Armstrong Watson control the financial side of it, that’s what we let them do. We concentrate on what we do. We use the experts, we employ contractors and any experts to do the work. I know how to grow chickens, I’m a chicken farmer, I’m not a financial consultant. They do it for me. All of it.

Mark Forster

I was looking for a financial advisor to help consolidate my pensions. I am very glad I was led to Armstrong Watson. The information and services that I received are far more than I ever expected. Not only have my various pensions been combined, but I now have a greater understanding of how everything works. For the first time I'm fully confident that my finances are in the best hands and will be for the future with the ongoing service that I will receive. By and far the best choice I could have made.

Tzvi Lindeman

My wife and myself needed a good, reliable financial advisor to manage our savings and pension funds. We have been very pleased with the service that has been provided for us by Justin Rourke and his team at Armstrong Watson in Penrith. We receive an approachable and honest service, and have felt reassured that our funds are being managed sensibly and in our best interests. On the strength of our own experiences, I would have no hesitation in recommending Armstrong Watson to others.

Mr & Mrs R

Having experienced lacklustre financial advice in the past, we were both initially reluctant to approach Justin for pension advice. We shouldn't have worried as Justin has been a breath of fresh air with his honesty and professionalism, guiding and advising us along the way from his wealth of knowledge and experience. We now feel that our finances are in safe hands and look forward to our annual review for an update on the financial world!

Mr & Mrs Newport - Cumbrian Property Services

Armstrong Watson have been my business accountants for 20 years, so when I needed retirement advice on my deferred pensions I had built up many years ago, Armstrong Watson Financial Planning Ltd were my first choice.
At the first meeting, Justin covered a wide range of topics. He came over as professional,calm, not pushy and explained technical issues in layman terms. This initial meeting with Justin gave me the confidence to continue working with him and not seek another independent financial advisor.

I have built up a good working relationship with both Justin and the investment manager which Justin recommended and I know that if I ever have any questions or requests I can contact them for assistance.
This all works so well that my partner is now looking at moving their investment portfolio to Armstrong Watson Financial Planning Ltd too. 

N - Cumbria

We have grown our veterinary business steadily over the past 17 years and in the last few, with the help of Justin, we have negotiated many of the major obstacles business and life can throw at you. He has helped us with our financial planning such as the setting up of our self invested pension plan, rearranging our borrowing and long term tax planning. He has also introduced us to some key people when other issues have come up. I really feel that our companies financial health is in good hands and that we are now properly pro-active rather than reactive. We know that we have a safe pair of hands and the end of the phone should we have any financial issues.

Dan & Charlie Fawcett

In 2016 we engaged the services of Armstrong Watson’s specialist Legal Sector as we sought to change our business structure to reflect our modern approach to Law at our dynamic and growing law firm. Andy Poole and the team were able to guide us through the various structure options to find the structure which met our business needs. The checklist approach used allowed us to delegate tasks to the appropriate people and track what needed to be done and when. 

As part of this process we were introduced to one of Armstrong Watson’s Financial Planning team who advised us on ensuring the business and its key stakeholders are adequately protected in the event of death or critical illness and continues to guide us through our pension planning including the use of commercial property. I actually enjoy talking with him and the rest of the Armstrong team!

We were delighted by the forward thinking joined up approach and look forward to our working relationship with the Armstrong Watson team continuing to develop.

Ben Pepperell CEO, Pepperells Solicitors

After my wife and I retired it made good sense to seek professional advice concerning our finances. Justin was the perfect choice! he is a very efficient and knowledgable person who listened to us and took our requirements on board. We couldn't have wished for a better advisor.

W.M.S

We moved to Armstrong Watson due to their specific legal sector expertise and knowledge.  We have been very pleased with the quality and efficiency of the accountancy, tax and financial advisory services provided by Andy Poole, Graham Poles and the rest of the AW team.  We value the fact they truly understand our business and the legal sector as this enables them to provide us with pro-active valued added advice and suggestions to make our business and strategic business planning even better.

Carl Newton, Managing Partner, Myerson