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Business funding: Finance options and advice for business investment or debt

Client Testimonials

“If Bruce and I come up with an idea, Armstrong Watson is like a sounding board. Grant will sit down and he’ll say ‘what about this?’ I used to see accountants as a bit up-tight, a bit beige – they’re not like that.  A lot of accountants you’re just a number, but Armstrong Watson understand the people behind those figures and the passion they have for what they’re doing.”

Bruce and Luke, Carlisle

In all my dealings with Graham, I have found him to be exceptionally professional. He has dealt with several complex issues for me, including the merger of several businesses. He is very well supported by a strong team at Armstrong Watson and has been instrumental in allowing me to expand my business to multiple locations. I would highly recommend Graham and Armstrong Watson

Chris Matthews, Silver Link Clinics

We're not a big business but we are certainly made to feel like we are! Jonathan is so easy to talk too and feels like we've known him forever.

J McCleary & Son

We find using Xero easy and have been doing so for I think over four years now. We first moved to Xero when we decided to update our accounting process from ‘large paper book keeping books’ to something ‘electronic’. The team at AW put the ‘background’ information into the system, it was then easy to add the ‘direct bank link’ and going forward reconciliation has been very easy and preparation and submission of the VAT return is very straightforward. If we ever need any help the knowledgeable staff are always easy to contact and have always been able to answer any questions.

Hewer Hill Farm, Hesket Newmarket

Peter has been our go-to adviser through some pretty tricky times over the past few years.  Moving from purely the agricultural sector to branching out into hospitality has been mainly made possible by following Peter's advice and guidance.   Peter has not only offered financial planning and accountancy guidance but has been a very trusted family advisor.  Having someone to act as a knowledgeable well-informed sounding board for ideas who provides impartial, well informed advice and feedback is priceless - something we value greatly.

Minister Walk

We've grown our veterinary business steadily over the last 17 years and in the last few years, with Justin's help, we have negotiated many obstacles that life and business can throw at you. He has helped us set up our pensions, rearrange our borrowing and with our long term tax planning.

I really feel that our company's financial health is in good hands and that we are now properly proactive rather than reactive. We know that we have a safe pair of hands and That Justin is at the end of the phone should we have any financial issues.

Dan & Charlie Fawcett

Armstrong Watson have been my business accountants for 20 years, so when I needed retirement advice on my deferred pensions I had built up many years ago, Armstrong Watson Financial Planning Ltd were my first choice.

At the first meeting, Justin covered a wide range of topics. He came over as professional,calm, not pushy and explained technical issues in layman terms. This initial meeting with Justin gave me the confidence to continue working with him and not seek another independent financial advisor. I have built up a good working relationship with both Justin and the investment manager which Justin recommended and I know that if I ever have any questions or requests I can contact them for assistance.

This all works so well that my partner is now looking at moving their investment portfolio to Armstrong Watson Financial Planning Ltd too.   

N - Cumbria

We have been clients of Armstrong Watson for many years and have been extremely satisfied with the services they provide. More recently Helen Tansley has helped us set up Automatic Enrolment for our staff and guided us through the intacaies and pitfalls of the system; which was much appriecated.

Whatever your field of business we would highly recommend Armstrong Watson.

Gemma & Ron Eades

Pepperells Solicitors are a dynamic and growing law firm founded over 25 years ago, employing over 100 staff in the Humber area. In 2016 we engaged the services of Armstrong Watson's specialist legal sector as we sought to change our business structure to reflect Pepperell's modern approach to Law. During the process we were introduced to Justin Rourke. Justin and the legal sector team advised us on ensuring the business and it's key stakeholders are adequately protected in the event of death or critical illness and continues to guide us through our pension planning.

Ben Pepperell - CEO Pepperells Solicitors

I first encountered Justin when he provided training for my work colleagues about the introduction of Auto Enrolment and I was impressed by the quality of the information provided and Justin's clear and knowledgeable response to concerns and questions raised. When I was looking for someone to provide me with pension advice leading up to my retirement, Justin immediately came to mind. The advice and support which Justin has provided has been excellent - just the right level of detail to allow me to make informed and realistic decisions about my pension and future finances. Justin has certainly lived up to my expectations - brilliant!

K Bowen

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Armstrong Watson LLP is a limited liability partnership registered in England and Wales, number OC415608. The registered office is James Watson House, Montgomery Way, Rosehill, Carlisle, CA1 2UU where a list of members is kept. Armstrong Watson LLP is regulated by the Institute of Chartered Accountants in England and Wales for a range of investment business activities. Unless otherwise indicated, either expressly or by the context, we use the word “partner” to describe a member of Armstrong Watson LLP or an employee of Armstrong Watson LLP in their capacity as such.

Armstrong Watson Audit Limited is registered to carry on audit work in the UK by the Institute of Chartered Accountants in England and Wales. Registered as a limited company in England and Wales, number 8800970. The registered office is James Watson House, Montgomery Way, Rosehill, Carlisle, CA1 2UU. Armstrong Watson Audit is a trading style of Armstrong Watson Audit Limited.

Armstrong Watson Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 542122. Registered as a limited company in England and Wales, number 7208672. The registered office is James Watson House, Montgomery Way, Rosehill, Carlisle, CA1 2UU. Armstrong Watson Financial Planning & Wealth Management is a trading style of Armstrong Watson Financial Planning Limited. Armstrong Watson Trustees Limited is a limited company registered in England and Wales, number 84495656. The registered office is James Watson House, Montgomery Way, Rosehill, Carlisle, CA1 2UU.

MyRetirement is a trading style of Armstrong Watson Financial Planning Limited.

Armstrong Watson is a trading style of Armstrong Watson LLP, Armstrong Watson Audit Limited and Armstrong Watson Financial Planning Limited.