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By Kerry Chaloner

22nd August 2022

Can pensions be a tax-efficient way of passing on your wealth?

Pension legislation dramatically changed back in 2015. Gone are the days where your pension savings automatically die with you or your spouse/civil partner.

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By Amanda Heys

9th August 2022

Building a secure financial future: The importance of early pension savings for younger workers

Many younger people now rely on the bank of Mum and Dad to help get them on the housing ladder. As well as being a useful source of funds, they may also have some important life lessons to impart when it comes to saving towards a more secure financial future.

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By Steve Shovlin

3rd August 2022

Has Contributing to a Pension become even more important?

The COVID pandemic has seen unprecedented support for many people and businesses in the UK over the last 2 and a half years. Enforced lockdowns around the world has led to supply chain issues with many goods being delayed for months. The global economy initially saw a sharp downturn and thankfully has then seen a recovery as we all came out of our houses last year.

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Worried about pensions

By Marcus Dodds

12th July 2022

Pension flexibility – understanding the benefits and the risks

Financial Planning Consultant, Marcus Dodds, looks at the consequences of making early pension withdrawals during these unsettled and challenging times.

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retirement age increase

By Brian McNicol

9th June 2022

Who gets to choose when you retire?

The government’s recognised retirement age is moving further away from public perceptions of the ideal point to stop work.

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By Barry Fitzsimmons

28th May 2022

Only 25% of retirees are ‘very confident’ they have enough funds to finance retirement – are you?

Passing on your wealth - A recent survey from investment manager Abrdn has provided a snapshot of people who have or plan to retire in 2022. Whatever stage you are at in your retirement planning, the research offers an interesting insight.

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By Richard Cole

4th April 2022

Investing Through a Crisis – What War in Ukraine Means for Markets

Richard Cole, Fund Manager, Future Money LTD, discusses what the war in Ukraine means for investors.

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By Marcus Dodds

23rd December 2021

The pension annual allowance trap

The annual allowance is an important number in the pension world. It sets the maximum tax-efficient amount of total contributions in a tax year – from any source – that can be made to pension schemes for your benefit. If the allowance is exceeded, then any tax relief you receive on the excess is effectively clawed back by the annual allowance charge.

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By Hayley Towlson

3rd December 2021

Don't underestimate the value of the State Pension

The value of the State Pension should not be overlooked as this forms a critical part of a retirement income for nearly all retired households, it will certainly be missed if it is not there.

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By Stuart Smith

23rd November 2021

State Pension triple lock suspended - what does this mean for pensioners?

Despite an amendment in the House of Lords to retain the earnings link of the triple lock next year, MPs in the House of Commons have rejected the move and it has been suspended meaning the value of the State Pension will rise by 3.1% in April 2022.

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